Terms and Conditions

1.You confirm that
You are not currently over-indebted, going through financial difficulty and have not been declared mentally unfit by an order of court.
2.You are not under administration, sequestration or debt review.
All information you give us is true and correct.
3.You will ensure that you have read and understood the Pre-Agreement Statement and General Terms and Conditions that follow before accepting any loan amount that you may be offered.
4.If you are married in community of property, or by customary or tribal law it is your responsibility and duty to obtain your spouse’s written consent signed by two witnesses to enter into this Agreement and that such written consent has been stored and is available, upon request by the Credit Provider at any time. If your spouse did not give consent, you understand that the Credit 5.Provider may take certain legal steps against you which include laying a charge of fraud.
6.You agree that
If the Credit Provider reasonably believes that you have provided any false or misleading information to us, we will obtain and share information about you with the 7.South African Fraud Prevention Services for financial crime detection, prevention and prosecution purposes.
8.The Credit Provider may obtain and use your information from third party qualification data providers to conduct an assessment to determine your eligibility for and the appropriateness of the supply of this credit solution applied for.
English
1.You confirm that you are able to read and fully understand English. If you cannot read English or do not fully understand English, you should not carry on with this online personal loan application and should call us to apply in one of the other languages we support namely Afrikaans, Xhosa or Zulu.
Afrikaans
U bevestig dat u Engels kan lees en Engels ten volle verstaan. Indien u nie Engels kan lees nie, óf Engels nie ten volle verstaan nie, moet u asseblief nie met hierdie aanlyn aansoek om ‘n persoonlike lening voortgaan nie. Skakel ons eerder: ons kan u telefonies in Afrikaans, Xhosa of Zulu help om u aansoek te voltooi.
Zulu
Uyaqinisekisa ukuthi uyakwazi ukufunda isiNgisi futhi usiqonda ngokuphelele. Uma ungakwazi ukufunda isiNgisi noma ungasiqondi ngokuphelele isiNgisi, akumele uqhubeke nokufaka isicelo sokubolekwa imali nge-inthanethi kodwa esikhundleni salokho kumele usifonele ukuze ufake isicelo sakho ngolunye lwezilimi esizisebenzisayo, isiBhunu, isiXhosa kanye isiZulu.
Xhosa
Uqinisekisa ukuba uyakwazi ukusithetha isiNgesi kwaye usiqonda ngokupheleleyo. Ukuba awukwazi ukusifunda isiNgesi okanye awusiqondi ngokupheleleyo, akufuneki uqhubeke ngesi sicelo semali-mboleko sifumaneka